Offline course “Financial Literacy”
Learn to manage your finances, plan and grow your income, and build steady financial growth
Every Tuesday, 6 sessions in total
19:30–20:30
10, 29 Novembra, Budva SDA church
About the course
Financial Literacy is a course on how to manage your personal finances, control spending, plan a budget, and build financial stability. We will talk about practical principles of saving, getting out of debt, allocating money wisely, investing, and gaining confidence in the future.
Who will find the course useful
Young people
Learn to handle money wisely from the very start of adult life
Entrepreneurs
Learn to invest, avoid debt, and reach financial goals
Couples and families
Set up a budget and reduce financial conflicts
Everyone
Stop living in debt and from paycheck to paycheck, gain confidence in the future, improve your financial literacy, and learn to make wise financial decisions
Main seminar topics
Session 1: Change your mindset
God is the owner of everything; we are only stewards. An audit of your current attitude toward money and an inventory of your resources.
Session 2: Return the tithe
The tithe as acknowledgment of God’s lordship over our life and finances. Biblical principles of the tithe, its spiritual meaning, its impact on a person’s mindset, and, as a result, the principle of financial growth. Practical questions: what to tithe from and the supernatural impact on financial well-being.
Session 3: Budget — managing money with wisdom and order
The budget as a tool of control, freedom, and financial stability. Principles of planning income and expenses, allocating funds, and setting financial goals. A practical analysis of habits, finding “financial leaks,” and building a personal or family budget.
Session 4: Investing — where to put money at a reliable return
Core principles of investing and preserving capital. A review of different types of investments, their advantages, risks, and potential returns. Practical criteria for choosing reliable financial instruments, protection from fraudulent schemes, and building a long-term strategy for growing personal savings.
Session 5: Freedom from debt — the end of credit stories
The causes of debt and its impact on financial, emotional, and family well-being. Effective strategies for getting out of debt dependency, principles of wise use of credit, and preventing new debts. A practical analysis of financial obligations, creating a debt repayment plan, and forming habits that lead to financial freedom.
Session 6: God’s formula for prosperity — how heavenly principles change financial life
A biblical view of money, work, generosity, and trust in God. An exploration of spiritual principles that help make wise financial decisions and see God’s guidance in everyday life. Practical steps toward faithfulness in managing resources, overcoming fear of the future, and finding inner peace regardless of income level.
Speaker
Aleksey Dedov
Church pastor, an experienced practitioner of the biblical financial management formula
Aleksey Dedov is a church pastor and a consultant on biblical financial management and family budgeting. For more than 4 years he has helped people break free from debt dependency, build healthy financial habits, and achieve financial stability based on biblical principles. In his practice he combines a spiritual approach with practical personal-finance tools, helping people gain confidence in the future and financial freedom.
What you will learn on the course
Control
Take full control of your money and learn to manage income and expenses instead of guessing where it all goes.
Goal
Learn to set financial goals, build a working budget, and steadily move toward the results you want.
Freedom
Master practical methods for getting rid of debt, credit dependency, and financial stress.
Growth
Discover how to preserve and grow your money through wise investments and proven biblical principles of financial management.
Reviews from seminar attendees
This course helped me look at managing money in a new way. What I learned let me cut unnecessary spending, start saving, and make financial decisions for my family more confidently.
Sonya Kremova
Manager at a cleaning company
The course’s practical advice and clear tools helped me take control of my finances. Now I have a clear budget plan, financial goals, and an understanding of how to manage my income wisely.
Marina Savina
Homemaker
Thanks to the course, I finally managed to put my finances in order. I learned to plan a budget, control expenses, and started gradually getting out of the debts that had long been a source of tension in my life.
Mikhail Kulmin
Marketing director in Stavropol
Every Tuesday
29 Novembra St., 10, Budva, Montenegro
The entrance to the conference hall is on the right side of the building. Please arrange parking in advance — unfortunately, there are no parking spaces near the church.
Seminar registration